- (970) 819-2332
- contact@valorimpactgroup.com
- Calendly
- Heber City, UT, United States, Utah
Protect income, build legacy, and access benefits while you’re still alive. We help families understand term & permanent life insurance, living benefits, wealth-transfer strategies, and tax-advantaged growth inside modern policies.
Most Americans retire into higher taxes. We help clients build strategies where income can be tax-free, predictable, and protected using indexed products, IUL-based retirement strategies, and inflation-resistant planning.
Because financial freedom begins with controlling your money — not chasing it. We help clients increase monthly cash flow, pay off debt strategically, build emergency funds, and create simple, actionable plans.
For startups, small businesses, and first-generation owners: key person insurance, buy-sell strategies, wealth preservation structures, and retirement planning for business owners who can’t rely on a 401k match.
We proudly serve Active Duty, National Guard, Reserve, Veterans, and PMC/security contractors. We understand deployment risks, pay structures, survivor needs, and service-related financial gaps.
We teach. You choose. No jargon, no overwhelm—just clarity and steps you can follow. Financial literacy is the foundation of everything we do. Your plan grows with you. We stay involved.
We learn your goals, numbers, family needs, and timeline. This is a no-pressure, information-gathering session where we assess your current situation and identify opportunities.
Through GFI's national platform, licensed professionals compare solutions from 25+ top-rated financial institutions to build your personalized strategy. We find the best fit for your needs and budget.
Underwriting, paperwork, and plan setup — guided step-by-step. We ensure everything is in place for your financial protection and wealth-building strategy.
Your life changes, so your plan evolves. We provide ongoing support and check-ins to ensure your strategy remains aligned with your goals, family needs, and changing circumstances.
We teach. You choose. No jargon, no overwhelm—just clarity and steps you can follow. Financial literacy is the foundation of everything we do. Your plan grows with you. We stay involved.
Valor Impact Group offers five core services: Life Insurance with Living Benefits, Tax-Free Retirement Planning, Cash-Flow & Budget Optimization, Business & Entrepreneur Solutions, and Military/Veterans & Contractor Programs. All services focus on financial education and strategic guidance to help families protect income and build legacy.
Valor is veteran-led, education-focused, and operates through the Global Financial Impact (GFI) network. We don't sell products—we teach principles. We're not captive to any single company, so licensed professionals can compare solutions across 25+ top-rated carriers to find the best fit for your needs. We teach. You choose.
Living benefits allow you to access your life insurance policy's death benefit while you're still alive if you're diagnosed with a chronic, critical, or terminal illness. This means your policy protects you during life—not just after death. It's financial armor for unexpected health events.
Tax-free retirement strategies use specially designed life insurance policies (like Indexed Universal Life) that allow cash value to grow tax-deferred and be accessed tax-free in retirement. Unlike 401(k)s and IRAs, withdrawals are not taxed as income, giving you more spending power in retirement.
No. While we proudly serve military families and veterans, Valor Impact Group helps all families—entrepreneurs, business owners, first-generation wealth builders, and anyone seeking financial clarity and protection. Our veteran-led approach brings discipline, integrity, and mission-focus to every client relationship.
Global Financial Impact (GFI) is a national platform of licensed financial professionals who work with 25+ top-rated financial institutions. Through GFI, clients get access to multiple carriers, non-captive recommendations, and licensed guidance—all while working with Valor's educational and strategic support.
The initial Discovery & Clarity Session is completely free. There's no cost for financial education or strategic guidance. If you choose to implement a financial product (like life insurance or retirement planning), licensed professionals are compensated by the carrier—not by you. There are no upfront fees for education or consultation.
